BUSINESS LOANS
Unlock Immediate Cash Flow with Accounts Receivable Financing
Turn your unpaid invoices into working capital. Accounts Receivable (AR) Financing gives you fast access to funds, enabling you to manage cash flow, seize growth opportunities, and reduce financial stress without taking on long-term debt.
Advance rates up to 90% on outstanding invoices
Credit lines scaling with your business growth
Fast funding within 24–48 hours to improve cash flow
What exactly is
Accounts Receivable Financing
Accounts Receivable Financing, also known as invoice financing or factoring, allows businesses to access up to 90% of their unpaid invoice value upfront. Instead of waiting for customers to pay, you can use this financing tool to bridge cash flow gaps, fund operations, or invest in growth initiatives.
This solution provides flexibility and liquidity without adding debt to your balance sheet. The financing company advances funds based on your invoices and collects payments directly from your customers, reducing administrative burdens and speeding up your access to capital.
Application
Submit your unpaid invoices and details of your customers’ creditworthiness.
Approval
The financing provider evaluates your invoices and approves funding.
Advance
Receive up to 90% of the invoice value upfront, often within 24-48 hours.
Repayment
The provider collects payments from your customers, deducts their fees, and releases the remaining balance to you.
Benefits of
Accounts Receivable Financing
Convert unpaid invoices into immediate working capital, avoiding long payment delays.
Access liquidity without adding long-term debt to your balance sheet.
Outsource collections to the financing provider, saving time and administrative effort.
As your sales grow, so does your available financing, aligning with your business needs.
B2B companies with Net 30, 60, or 90 terms can use AR financing to bridge cash flow gaps.
Manufacturing
Overcome long payment cycles and high upfront costs.
Wholesale and Distribution
Fund large orders and navigate extended payment terms.
Staffing and Consulting
Secure working capital while waiting for client payments.
Transportation and Logistics
Cover operational costs like fuel and payroll before receiving payment.
Construction
Finance projects with progress billing and extended timelines.
Healthcare
Bridge cash flow gaps caused by delayed insurance reimbursements.
Technology
Manage development costs and client invoicing efficiently.
Retail
Manage supplier payments and inventory costs while waiting for customer settlements.
Get the funding you need to
grow your business.
We are here to support your business growth with tailored financial solutions that work for you. Let's partner to support your vision.
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