BUSINESS LOANS
Unlock the Value of Your Assets with Asset-Based Lending
Leverage your accounts receivable, inventory, equipment, or real estate to access flexible funding. Asset-Based Lending provides the capital you need to drive growth, manage cash flow, and seize opportunities—backed by the strength of your assets.
Borrow up to 85% of eligible receivables or inventory value
Financing secured by accounts receivable, inventory, or equipment
Lines of credit up to $10,000,000 for ongoing needs
What exactly is
Asset-Based Lending
Asset-Based Lending (ABL) is a financing solution that allows businesses to borrow against the value of their assets. This includes receivables, inventory, equipment, and real estate. With funding ranging from $250,000 to $20,000,000, ABL offers businesses the flexibility to access working capital or term loans based on asset value, not solely cash flow or credit history.
ABL is ideal for businesses seeking liquidity to support operations, fund growth, or navigate seasonal and financial challenges. The scalable nature of this financing grows with your assets, offering a dynamic, tailored solution for your business.
Asset Valuation
The lender assesses the liquidation value of your eligible assets.
Credit Facility Establishment
A revolving credit line or term loan is structured based on the assessed asset value.
Borrowing and Monitoring
Access up to a percentage of the asset value, with regular reporting to adjust available credit.
Repayment
Pay interest on the outstanding balance, with principal repaid as per the loan terms.
Benefits of
Asset-Based Lending
Access capital for working capital, growth, or other business needs with a revolving structure.
Interest rates are typically lower than unsecured loans due to asset-backed security.
Borrowing capacity grows with your assets, supporting your business as it expands.
Businesses with less-than-perfect credit history can secure funding based on asset value.
High-growth businesses needing more working capital to keep up with demand can leverage ABL effectively.
Manufacturing
Fund raw materials, equipment, and accounts receivable.
Wholesale and Distribution
Manage inventory and receivables effectively.
Retail
Support seasonal inventory purchases and cash flow fluctuations.
Staffing and Business Services
Access working capital for payroll and operational growth.
Transportation and Logistics
Finance vehicles, fuel, and receivables management.
Healthcare
Bridge receivables gaps caused by delayed insurance reimbursements.
Technology Hardware
Secure funding for inventory and equipment.
Construction
Finance equipment and project-based receivables to manage long timelines.
Get the funding you need to
grow your business.
We are here to support your business growth with tailored financial solutions that work for you. Let's partner to support your vision.
Or call or text us at (833) 353-3491
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